Legal Notice

The information provided on this website is for general educational and informational purposes. By using this website, you acknowledge and agree to the following terms and disclosures.

Insurance & Financial Information

BW Strategies provides information and assistance related to insurance products and financial strategies. Information presented on this website is general in nature and should not be interpreted as a recommendation for any specific product or strategy.

Recommendations, product availability, eligibility, rates, benefits, and features depend on individual circumstances and applicable carrier requirements.

Licensing & Availability

BW Strategies currently serves clients in Arizona, Texas, Colorado, Ohio, and Michigan. Insurance products and services are offered only where properly licensed and where the applicable product or carrier is available.

If you are located outside of these states, contact us to discuss what options may be available.

No Tax or Legal Advice

BW Strategies does not provide legal or tax advice. Information on this website should not be considered a substitute for advice from a qualified legal or tax professional.

Insurance Products

Insurance products are subject to eligibility, underwriting, carrier approval, policy terms, conditions, limitations, and exclusions. Product features and availability may vary by carrier and state.

Any guarantees associated with an insurance product are based on the claims-paying ability of the issuing insurance company.

No Guarantee of Results

Examples, illustrations, educational materials, and discussions regarding financial strategies are provided for informational purposes and do not guarantee specific financial outcomes or future performance.

Third-Party Websites & Services

This website may contain links to third-party websites or use third-party services for scheduling, forms, communications, or other functions. BW Strategies is not responsible for the content, availability, security, or privacy practices of third-party websites or services.

Intellectual Property

Unless otherwise stated, the content, branding, graphics, and original materials appearing on this website are the property of BW Strategies and may not be reproduced, distributed, or used without permission.

Privacy

Your use of this website is also subject to our Privacy Policy. Please review the Privacy Policy for information about how personal information may be collected, used, and handled.

Changes to This Notice

BW Strategies may update this Legal Notice as its services, website, or applicable requirements change. Updates will be reflected on this page.

Last Updated: September 2026